Unibank Privé client physical persons can open a credit line with 60 days of grace period. The credit line limit constitutes up to 20 % of the deposit. The maximum sum of money is 10 million AMD, 20 000 USD or EURO.
The credit line is provided by a multicurrency Visa card.
|The minimum limit||The maximum limit|
The credit line amount
Up to 20% of the deposit at “Unibank”
|5 000 000 AMD||10 000 000 AMD|
|10 000 USD||20 000 USD|
|10 000 EURO||20 000 EURO|
Credit currency / according to the deposit currency/
Credit line period - up to 24 months with a possibility of prolongation
Activation commission- 30 000 AMD
Mandatory payment to the card account by 100% of the used credit money up to the last day of the grace period, the last day inclusive.
Pre-term repayment of credit line is allowed without limitations.
In case of non- payment of the used credit line by 100%, one-time fine of 3% of the negative balance is charged.
The bank keeps clients aware of its decision during one workday.
The loan is given to a client in a workday.
Other card services are issued according to the bank rates.