Հակոբյան Մեսրոպ Վիկտորի

Mesrop Hakobyan

Chairman of the Management Board

Date of birth: 05.12.1981

Education
  • Graduated from Yerevan State University of Architecture and Construction in 2003
Professional career
  • Starting from 06.11.2017 “Unibank” OJSC, Executive Board Chairman
  • 12.2014.-11.2017  “Unibank” OJSC, Deputy Executive Board Chairman - Director of Operational Service and Information Systems, Executive Board Member
  • 06.2012-12.2014  “Unibank” CJSC, Deputy Executive Board Chairman - Director of Information Technology and Innovation, Executive Board Member
  • 2011-2012  “Unibank” CJSC, Deputy Executive Board Chairman- Director of Card Business Support, Executive Board Member
  • 2010-2011  “Unibank” CJSC, Deputy Executive Board Chairman - Director of Retail business, Executive Board Member
  • 2009-2010  “Unibank” CJSC, Director of Card Business Development, Executive Board Member
  • 2007-2009  “Unibank” CJSC, Director of Information Systems Management, Executive Board Member
  • 2004-2007  “Unibank” CJSC, Director of the Department of Plastic Cards
  • 2003-2004   Armenian Development Bank, Chief Specialist of Plastic Cards Department
  • 2002-2003  “Armeconombank” OJSC, Chief Specialist of the Plastic Card Operations Department
Արարատ Դանիելի Ղուկասյան

Ararat Ghukasyan

First Deputy Chairman Management Board

Date of birth: 16.12.1963

Education
  • In 1989 he graduated from Yerevan State University
  • In 1993, he graduated from the post-graduate studies of the RA National Academy of Sciences
  • In 1995, he graduated from American University of Armenia
Professional career
  • 25.05.2017- present  “Unibank” OJSC, First Deputy Chairman Management Board, Management Board Member
  • 2015-2017-“Unibank” OJSC, Board Member
  • 2010-2015- “Biblos Bank Armenia” CJSC, Chief Executive Officer
  • 2009-2011-Union of Banks of Armenia, Chairman
  • 2008-2009- “Converse Bank” CJSC, Chief Executive Officer
  • 2007-2008-“HSBC-Bank Ukraine”, Deputy Director of the Representative Office of HSBC Bank PLC
  • 2006-2007-“HSBC-Bank Malta”, Project Manager
  • 2001-2006-“HSBC-Bank Armenia”, Deputy Chief Executive Officer
  • 1998-2001-“HSBC-Bank Armenia”, Branch Manager and Treasurer
  • 1995-1998-“HSBC-Bank Armenia”, IT Manager, Customer Service Manager
Ղուկասյան Գուրգեն Վալերիի

Gurgen Ghukasyan

First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member

Date of birth: 29.09.1980

 Education
  • In 2004 he graduated from the State Engineering University of Armenia
Professional career
  • 01.08.2023- present “Unibank” OJSC, First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member
  • 01.04.2022- 01.08.2023 “Unibank” OJSC, Deputy Chairman Management Board, Director of Retail Business and International Development, Management Board Member
  • 05.2017-04.2022- “Unibank” OJSC, Director of Retail Business Development and Sales, Executive Board Member
  • 07.2014- 05.2017-“Unibank” OJSC, Vice-Chairman of Executive Board -Director of Retail Business Development and Sales, Executive Board Member
  • 10.2013-07.2014-“Unibank” CJSC, Director of Retail Business Development and Sales,
  • 2012-2013-“Unibank” CJSC, Director of Mortgage and Car Loan Sales
  • 2011-2012-“Unibank” CJSC, Head of Underwriting Department
  • 2009-2011-“Unibank” CJSC, Director of Consumer loans
  • 2008-2009-“Unibank” CJSC, Director of Deposits and Unistream Money Transfers
  • 2007-2008-“Unibank» CJSC, “Tamanyan” branch, Branch Manager
  • 2007-2007-«Unibank” CJSC, “Amiryan” branch, Deputy Branch Manager
  • 2005-2007-“Unibank” CJSC, Loan Officer
  • 2004- “Chemnitz University of Technology” (Germany), assistant
Առաքելյան Օվսաննա Վոլոդյայի

Ovsanna Arakelyan

First Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities
 
Date of birth: 22.01.1973

Education
  • In 1995 graduated from Yerevan State University
  • In 2014 graduated from “Gladzor” University
  • MBA Synergy Business School
Professional career
  • 01.03.2024-present  “Unibank” OJSC, First Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities, Management Board Member
  • 2014-29.02.2024 present  “Unibank” OJSC, Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities, Management Board Member
  • 2011-2014-“Unibank” CJSC, Director of the Legal Department, Executive Board Member
  • 2008- present REGO Insurance CJSC, Board Member
  • 2008- present “Unileasing” UCO CJSC, Board Member
  • 2007-2011-“Unibank” CJSC, Director of the Legal Department
  • 2005-2007-“Unibank” CJSC, Executive Board Member,  Director of the Legal Department
  • 2004-2005-“Unibank” CJSC, Director of the Legal Department
  • 2003-2004-“Unibank” CJSC, Head of the Legal Department
  • 2001-2003-“Unibank” CJSC, lawyer
  • 2000-2001-“TrustBank” CJSC, Legal Advisor
  • 1996-1999- “Galik” University of Yerevan, lecturer
Պետրոսյան Դավիթ Գարեգինի

David Petrosian

First Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member

Date of birth: 10.01.1983

Education
  • In 2003 he graduated from the Faculty of Economics of Lomonosov Moscow State University
  • In 2005 graduated from Lomonosov Moscow State University Higher School.
  • In 2010 graduated from the Institute of Economics of the Russian Academy of Sciences. PhD in economic sciences.
  • In  2015 graduated from the American University of Armenia, MBA.
Professional career
  • 01.03.2024-present “Unibank” OJSC, First Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
  • 01.08.2023-29.02.2024 “Unibank” OJSC, Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
  • 03.05.2017-01.08.2023 “Unibank” OJSC, Director of Corporate Business Development and Sales, Management Board Member
  • 11.2014-05.2017- “Unibank” OJSC, Vice- Chairman of Executive Board - Director of Corporate Business Development and Sales, Executive Board Member
  • 2012-2014 - “Unibank” CJSC, Director of the Corporate Sales Department, Director of the Corporate Business and Sales Methodology Department
  • 2011-2012 - “Transstroybank” CJSC, Director of Corporate Business Development Department
  • 2009-2011- “Uniastrum Bank” LLC, Deputy Head of the Staff of the Bank President's Office.
  • 2007-2009 - “Uniastrum Bank” LLC, the central office, Deputy Director of the Department of work with clients
  • 2005-2007-  “Uniastrum Bank” LLC, Deputy Head of VIP customer crediting department, Head of VIP customer crediting department
  • 2004-2005 - “Uniastrum Bank” LLC,  Specialist of the Bank's Activity Results Monitoring Department, Head of the Bank's Activity Results Monitoring Department
  • 2003-2004 - “Uniastrum Bank" LLC, Senior Economist of the Department of Plastic Cards Issue

Ստեփանյան Վաղինակ Նավասարդի

Vaghinak Stepanyan

Deputy Chairman Management Board for the implementation of projects and standards

Date of birth: 14.05.1977

Education
  • In 1998 graduated from Yerevan State University
Գրիգորյան Գոհար Էդիկի

Grigoryan Gohar

Chief Financial Officer - Chief Accountant

Date of birth: 04.12.1970

Education
  • In 1992 graduated from State Engineering University of Armenia, and in 1998 - post-graduate studies. Ph.D in Technical Science.
  • MBA, Synergy Business School
  • ACCA member
Professional career
  • 16.10.2015- present “Unibank” OJSC, Chief  Financial Officer, Chief Accountant, Management Board Member
  • 04.11.2013-16.10.2015- “Unibank” OJSC, Chief Accountant, Executive Board Member
  • 05.2007-11.2013-  “Unibank” CJSC, Director of Accounting, Chief Accountant, Executive Board Member
  • 2006-2007-“Unibank” CJSC, First Vice-Chairman of Executive Board,  Executive Board Member
  • 2004-2006-“Unibank” CJSC, Director of the Department of Accounting and Summary Reports - Chief Accountant, Executive Board Member
  • 2001-2004- “Unibank” CJSC, Chief Accountant
  • 2000-2001- “Armeconombank”, Chief Accountant
  • 1997-1999- “Armeconombank”, “Khorhrdayin” branch, Chief Accountant
  • 1995-1997- “Armeconombank”, “Mashtots” branch, Senior Accountant, Chief Accountant
  • 1994-1995-“DiaBank”, operational department,executive in charge.

Ապերյան Արթուր Յուրիի

Artur Aperyan

Director of operational services and information systems

Date of birth: 02.11.1984

 Education
  • In 2006 graduated from Armenian State University of Economics.
Professional career
  • 22.05.2019- present “Unibank” OJSC, Director of operational services and information systems, Management Board Member
  • 12.2017- 05.2019-“Unibank” OJSC, Director of operational services and information systems 07.2017-12.2017-“Unibank” OJSC, Deputy Director of Operational Services
  • 2012-2017- “Unibank” OJSC, Branch Manager
  • 2011-2012- “Unibank” CJSC, Deputy Branch Manager, Head of the Loan Department
  • 2008-2011- “Unibank” CJSC, Loan Officer
Քոչարյան Սերգեյ Արծրունու

Sergey Kocharyan

Director of Risk Management

Date of birth: 25.05.1983

Education
  • 2023 Financial Risk Manager (FRM), certified by Global Association of Risk Professionals (GARP)
  • In 2006 -  graduated from Yerevan State University, Faculty of Economics (MSc),
  • In 2004 -  graduated from Yerevan State University, Faculty of Economics (BSc), 
  • In 2004 - Training Center of the Central Bank of RA.
Professional career
  • 2022 - present Unibank” OJSC, Director of Risk Management, Management Board Member
  • 2019- present Unibank” OJSC, Director of Risk Management,
  • 2015-2019-  Unibank” OJSC, Head of Risk Analysis Department
  • 2011- 2015- “Unibank” OJSC, Senior Risk Manager
  • 2006-2011- “Unibank” CJSC, “Kapan” branch, Branch Manager
  • 2005-2006- “Unibank” CJSC, Auditor
  • 2005 - “Unibank” CJSC, credit specialist

Ղուկասով Արթուր Արամայիսի

Arthur Ghukasov

Director of Internal Audit
 
Date of birth: 27.01.1983

Education
  • Since 2022. IIA Armenia member, International Compliance Association Member. Certified by ICA.
  • 2007 - Financial-Banking Training Center.
  • 2005 -  Training center of the CBA
  • In 2004 graduated from the Yerevan State Institute of Economics, qualification: economist-mathematician
Professional career
  • 06.05.22- present “Unibank” OJSC, Director of Internal Audit
  • 2022-05.2022-“Unibank” OJSC, Acting Director of Internal Audit
  • 2019-2021- Union of Banks of Armenia, Member of the Audit Committee
  • 2014-2022- “Unibank” OJSC, Deputy Director of Internal Audit
  • 2010-2014- “Unibank” CJSC, Senior Audit Manager
  • 2008-2010- “Unibank” CJSC, Auditor
  • 2007-2008- “Unibank” CJSC, Chief Specialist in Corporate Risk Management
  • 2006-2007- “Unibank” CJSC, Planning, Analysis and Risk Management department specialist
  • 2006-2006- “Unibank” CJSC, Auditor.