
Gagik Zakaryan
Born 09.04.1965 in Yerevan, Armenia
Nationality Armenian
Native language Armenian
Other Languages English (advanced), Russian (advanced), French (fluent)
Education:
1972 - 1982 General school 109, Yerevan, Armenia
1982 - 1988 Moscow Aviation Institute, higher education, aircraft design engineer
2003 - 2004 International Moscow Banking Financial School, Professional trader certificate
Over 400 articles and interviews published in professional aviation and business press.
Professional career:
2001 - up to present
OJSC “Unibank” (commercial bank), Republic of Armenia - Co-founder, Chairman of the Board of the Directors
2008 - up to present
CJSC “RESO ARMENIA” (insurance company), Republic of Armenia - Chairman of the Board of the Directors
2006 - up to present
OJSC “UNISTREAM” (money transfers, banking activity), Russian Federation - Co-founder, Chairman of the Board of the Directors
1994 - 2015
LLC “UNIASTRUM BANK” (commercial bank), Russian Federation - President, Member of the Board of the Directors
1990-1994
V/O “Interengineering” (trading company), Russian Federation - Deputy of General Director
Awards:
2014 - Medal “Saint Gregory The Illuminator” by the Armenian Apostolic Church
2015 - 2nd class Medal “For the services rendered to the Fatherland” by the Government of Republic of Armenia
2005, 2007 - “Best Banker” in National Banking Awards
2013 - “The Bank of The Year” by banki.ru
2014,2020 - Unibank STP Quality Award by Raiffeisen bank
2015 - “Mercury” Award
2018 - SME Banking Club awards Unibank Most Innovative Bank
2020 - Best Innovative Member of the Armenian Stock Exchange
2018, 2021 - “Sustainability Icon” and Highest cross-border share from Visa International
Nationality Armenian
Native language Armenian
Other Languages English (advanced), Russian (advanced), French (fluent)
Education:
1972 - 1982 General school 109, Yerevan, Armenia
1982 - 1988 Moscow Aviation Institute, higher education, aircraft design engineer
2003 - 2004 International Moscow Banking Financial School, Professional trader certificate
Over 400 articles and interviews published in professional aviation and business press.
Professional career:
2001 - up to present
OJSC “Unibank” (commercial bank), Republic of Armenia - Co-founder, Chairman of the Board of the Directors
2008 - up to present
CJSC “RESO ARMENIA” (insurance company), Republic of Armenia - Chairman of the Board of the Directors
2006 - up to present
OJSC “UNISTREAM” (money transfers, banking activity), Russian Federation - Co-founder, Chairman of the Board of the Directors
1994 - 2015
LLC “UNIASTRUM BANK” (commercial bank), Russian Federation - President, Member of the Board of the Directors
1990-1994
V/O “Interengineering” (trading company), Russian Federation - Deputy of General Director
Awards:
2014 - Medal “Saint Gregory The Illuminator” by the Armenian Apostolic Church
2015 - 2nd class Medal “For the services rendered to the Fatherland” by the Government of Republic of Armenia
2005, 2007 - “Best Banker” in National Banking Awards
2013 - “The Bank of The Year” by banki.ru
2014,2020 - Unibank STP Quality Award by Raiffeisen bank
2015 - “Mercury” Award
2018 - SME Banking Club awards Unibank Most Innovative Bank
2020 - Best Innovative Member of the Armenian Stock Exchange
2018, 2021 - “Sustainability Icon” and Highest cross-border share from Visa International

George Piskov
George Piskov is a co-founder and a Board member of “Unibank” OJSC, a co-founder and a Board member of “Unistream” OJSC, a co-founder and the Chairman of Protobase Laboratories. Co-founder / Chairman Uniastrum Bank until September 2015.
George Piskov has had an experience in private banking and wealth management since 1994. Numerous successful projects have been implemented under Mr Piskov’s governance in the Russian Federation and Great Britain.
Graduating from the Moscow Aviation Institute in 1987, he went to the Institute of Investment Management and Research (London, UK) and graduated from it in 2000.
George Piskov got a Ph. D degree in economic sciences in 2005 at the Plekhanov Russian Academy of Sciences.
He was wreathed with the laurels of the «Banking Мanager of the Year - 2003» and «Financial Olympus 2009».
George Piskov has had an experience in private banking and wealth management since 1994. Numerous successful projects have been implemented under Mr Piskov’s governance in the Russian Federation and Great Britain.
Graduating from the Moscow Aviation Institute in 1987, he went to the Institute of Investment Management and Research (London, UK) and graduated from it in 2000.
George Piskov got a Ph. D degree in economic sciences in 2005 at the Plekhanov Russian Academy of Sciences.
He was wreathed with the laurels of the «Banking Мanager of the Year - 2003» and «Financial Olympus 2009».

Hrahat Arzumanyan
The Board Chairman of “Transstroybank” CB, a Board Member of “Unibank” OJSC (Armenia).
Hrahat Arzumanyan has great experience in the banking sphere.
He has been awarded with the diploma of the Association of Russian Banks for his “Contribution in the Russian banking system” and on the 20th anniversary of the Bank’s foundation.
In 1990, Hrahat Arzumanyan graduated from Moscow State Technical University after N. E. Bauman, with honours. Later in 1994, he got his PhD and in 2002- graduated from the Financial Academy under the Government of th RF.
Hrahat Arzumanyan has great experience in the banking sphere.
He has been awarded with the diploma of the Association of Russian Banks for his “Contribution in the Russian banking system” and on the 20th anniversary of the Bank’s foundation.
In 1990, Hrahat Arzumanyan graduated from Moscow State Technical University after N. E. Bauman, with honours. Later in 1994, he got his PhD and in 2002- graduated from the Financial Academy under the Government of th RF.

Eduard Zamanyan
A Board Member of “Unibank” OJSC, а member of the Board of Directors National Bureau of Credit Histories.
Eduard Zamanyan has got a great experience in the banking sphere and has held leading positions in a range of big financial companies.
Eduard Zamanyan has got a great experience in the banking sphere and has held leading positions in a range of big financial companies.
In 1985, he graduated from Moscow Institute of Management after Orjonikidze.

Vardan Atayan
A Board Member of “Unibank” OJSC, a shareholder and the Board Chairman of “Unileasing” company, a Board Member of “Reso” CJSC, a Member of the Union of Banks of Armenia and a Board Member of ACRA credit bureau.
In 1990, he graduated from the Yerevan Institute of National Economy, in 1995 — from the United Institute of Vienna (a course of market economy and financial analysis).
Vardan Atayan has Participated in a number of big international programs including the ones organized by the World Bank, Union Bank of Switzerland (UBS), TACIS program and other financial institutions.

Artem Konstandyan
А Board Member of “Unibank” OJSC, а member of Jurisdiction Armenia Board, Chairman of the Board of Trustees of the “ANIV” Foundation for Development and Support of Armenological Studies.
In 1996, Artem Konstandyan graduated from the Financial Academy under the Government of the Russian Federation, with a major in economics, specialized in world economics.
In 2000, he graduated from Financial Academy under the government of the Russian Federation, got a PhD degree in Economic Sciences.
Artem Konstandyan has got a great experience in the banking sphere, has held leading positions in big credit and financial companies, including “Ardshinbank” and “Promsvyazbank”.

Philippe Delmotte
Board member of “Unibank” OJSC
International Expert in Capital Markets
Member of the European Expertise & Expert Institute
Expert at GLG
Representative for Eurasia at Paris Europlace
Chairman of the Finance & Investment Committee at FBA AEC
Biographical data
Date of Birth: 15.05.1967
Education
• 1991 – 1992 Saint-Cyr Military Academy, Lieutenant
• 1988 - 1990 Middlesex University, BA Honours, European Business Administration
• 1986 - 1988 NEOMA Business School, European Business Administration
Work experience
• Nov 2022 present Unibank OJSC, Board Member
• 2000 – 2015 Crédit Agricole CIB, Managing Director, Comex member
• 2016 – present POD Consulting, Founder & CEO
International Expert in Capital Markets
Member of the European Expertise & Expert Institute
Expert at GLG
Representative for Eurasia at Paris Europlace
Chairman of the Finance & Investment Committee at FBA AEC
Biographical data
Date of Birth: 15.05.1967
Education
• 1991 – 1992 Saint-Cyr Military Academy, Lieutenant
• 1988 - 1990 Middlesex University, BA Honours, European Business Administration
• 1986 - 1988 NEOMA Business School, European Business Administration
Work experience
• Nov 2022 present Unibank OJSC, Board Member
• 2000 – 2015 Crédit Agricole CIB, Managing Director, Comex member
• 2016 – present POD Consulting, Founder & CEO