
Gagik Zakaryan
Born 09.04.1965 in Yerevan, Armenia
Nationality Armenian
Native language Armenian
Other Languages English (advanced), Russian (advanced), French (fluent)
Education:
1972 - 1982 General school 109, Yerevan, Armenia
1982 - 1988 MAI, higher education, aircraft design engineer
2003 - 2004 International Moscow Banking Financial School, Professional trader certificate
Over 400 articles and interviews published in professional aviation and business press.
Professional career:
2001 - up to present
OJSC “Unibank” (commercial bank), Republic of Armenia - Co-founder, Chairman of the Board of the Directors
2008 - up to present
CJSC “REGO” (insurance company), Republic of Armenia - Chairman of the Board of the Directors
2006 - up to present
OJSC “UNISTREAM” (money transfers, banking activity) - Co-founder, Chairman of the Board of the Directors
1994 - 2015
LLC “UNIASTRUM BANK” (commercial bank) - President, Member of the Board of the Directors
1990-1994
V/O “Interengineering” (trading company) - Deputy of General Director
Awards:
2014 - Medal “Saint Gregory The Illuminator” by the Armenian Apostolic Church
2015 - 2nd class Medal “For the services rendered to the Fatherland” by the Government of Republic of Armenia
2005, 2007 - “Best Banker” in National Banking Awards
2014,2020 - Unibank STP Quality Award by Raiffeisen bank
2015 - “Mercury” Award
2018 - SME Banking Club awards Unibank Most Innovative Bank
2020 - Best Innovative Member of the Armenian Stock Exchange
2018, 2021 - “Sustainability Icon” and Highest cross-border share from Visa International
Nationality Armenian
Native language Armenian
Other Languages English (advanced), Russian (advanced), French (fluent)
Education:
1972 - 1982 General school 109, Yerevan, Armenia
1982 - 1988 MAI, higher education, aircraft design engineer
2003 - 2004 International Moscow Banking Financial School, Professional trader certificate
Over 400 articles and interviews published in professional aviation and business press.
Professional career:
2001 - up to present
OJSC “Unibank” (commercial bank), Republic of Armenia - Co-founder, Chairman of the Board of the Directors
2008 - up to present
CJSC “REGO” (insurance company), Republic of Armenia - Chairman of the Board of the Directors
2006 - up to present
OJSC “UNISTREAM” (money transfers, banking activity) - Co-founder, Chairman of the Board of the Directors
1994 - 2015
LLC “UNIASTRUM BANK” (commercial bank) - President, Member of the Board of the Directors
1990-1994
V/O “Interengineering” (trading company) - Deputy of General Director
Awards:
2014 - Medal “Saint Gregory The Illuminator” by the Armenian Apostolic Church
2015 - 2nd class Medal “For the services rendered to the Fatherland” by the Government of Republic of Armenia
2005, 2007 - “Best Banker” in National Banking Awards
2014,2020 - Unibank STP Quality Award by Raiffeisen bank
2015 - “Mercury” Award
2018 - SME Banking Club awards Unibank Most Innovative Bank
2020 - Best Innovative Member of the Armenian Stock Exchange
2018, 2021 - “Sustainability Icon” and Highest cross-border share from Visa International

George Piskov
Co-founder and Board member of “Unibank” OJSC
Co-founder and Board member of “Unistream” OJSC
Co-founder and Chairman of Protobase Laboratories
Founder of the London-based remittance operator MoneyTO
George Piskov has had an experience in private banking and wealth management since 1994. Numerous successful projects have been implemented under Mr Piskov’s governance in the Great Britain.
Graduating from the MAI in 1987, he went to the Institute of Investment Management and Research (London, UK) and graduated from it in 2000. George Piskov got a Ph. D degree in economic sciences in 2005 at the Plekhanov Academy of Sciences.
He was wreathed with the laurels of the «Banking Мanager of the Year - 2003» and «Financial Olympus 2009».
Co-founder and Board member of “Unistream” OJSC
Co-founder and Chairman of Protobase Laboratories
Founder of the London-based remittance operator MoneyTO
George Piskov has had an experience in private banking and wealth management since 1994. Numerous successful projects have been implemented under Mr Piskov’s governance in the Great Britain.
Graduating from the MAI in 1987, he went to the Institute of Investment Management and Research (London, UK) and graduated from it in 2000. George Piskov got a Ph. D degree in economic sciences in 2005 at the Plekhanov Academy of Sciences.
He was wreathed with the laurels of the «Banking Мanager of the Year - 2003» and «Financial Olympus 2009».

Graat Arzumanyan
Board member of “Unibank” OJSC
Graat Arzumanyan has great experience in the banking sphere and has held leading positions in a range of big financial companies.
In 1990, Graat Arzumanyan graduated from State Technical University after N. E. Bauman, with honours. Later in 1994, he got his PhD and in 2002- graduated from the Financial Academy.
Graat Arzumanyan has great experience in the banking sphere and has held leading positions in a range of big financial companies.
In 1990, Graat Arzumanyan graduated from State Technical University after N. E. Bauman, with honours. Later in 1994, he got his PhD and in 2002- graduated from the Financial Academy.

Eduard Zamanyan
Board member of “Unibank” OJSC
Eduard Zamanyan has great experience in the banking sphere and has held leading positions in a range of big financial companies.
Eduard Zamanyan has great experience in the banking sphere and has held leading positions in a range of big financial companies.
In 1985, he graduated from Moscow Institute of Management after Orjonikidze.

Vardan Atayan
Board member of “Unibank” OJSC
In 1990, he graduated from the Yerevan Institute of National Economy, in 1995 — from the United Institute of Vienna (a course of market economy and financial analysis).
Vardan Atayan has Participated in a number of big international programs including the ones organized by the World Bank, Union Bank of Switzerland (UBS), TACIS program and other financial institutions.

Philippe Delmotte
Board member of “Unibank” OJSC
International Expert in Capital Markets
Member of the European Expertise & Expert Institute
Expert at GLG
Representative for Eurasia at Paris Europlace
Chairman of the Finance & Investment Committee at FBA AEC
Biographical data
Date of Birth: 15.05.1967
Education
International Expert in Capital Markets
Member of the European Expertise & Expert Institute
Expert at GLG
Representative for Eurasia at Paris Europlace
Chairman of the Finance & Investment Committee at FBA AEC
Biographical data
Date of Birth: 15.05.1967
Education
- 1991 – 1992 Saint-Cyr Military Academy, Lieutenant
- 1988 - 1990 Middlesex University, BA Honours, European Business Administration
- 1986 - 1988 NEOMA Business School, European Business Administration
- Nov 2022 present Unibank OJSC, Board Member
- 2000 – 2015 Crédit Agricole CIB, Managing Director, Comex member
- 2016 – present POD Consulting, Founder & CEO

Rouben Indjikian
Board member of “Unibank” OJSC
Renowned international expert, university professor and consultant. Lecturer in energy, commodities, trade finance, digital economy and international economics at Webster University Geneva.
Rich experience in facilitating consensus and institution building. Organizing major forums on trade finance, ICTs and commodities, bringing together business leaders, ministers, heads of international organizations, and NGOs.
Biographical data
Date of Birth: 13.02.1951
Education
Renowned international expert, university professor and consultant. Lecturer in energy, commodities, trade finance, digital economy and international economics at Webster University Geneva.
Rich experience in facilitating consensus and institution building. Organizing major forums on trade finance, ICTs and commodities, bringing together business leaders, ministers, heads of international organizations, and NGOs.
Biographical data
Date of Birth: 13.02.1951
Education
- 1975-1978 Institute of World Economy and International Relations (IMEMO), Academy of Sciences
- 1979 PhD thesis “The role of OPEC in World Economy”
- 1968-1973 Moscow State Institute for International Relations (MGIMO)
- 1983-2000 Certificates from UN and other institutions
- 05.2023 - present “Unibank” OJSC, Board Member
- 01.2013 – present Webster University Geneva, professor of management&economics, lecturer in energy, commodities, trade finance and digital economy
- 03.2011 – present International consultant, speaker, networker
- 10.1982-02.2011 United Nations Conference on Trade and Development, senior economist, coordinator, head of work programs