
Mesrop Hakobyan
Executive Board Chairman of “Unibank” OJSC
In 2003, Mesrop Hakobyan graduated from the Yerevan State University of Architecture and Building.
He has been employed at Unibank since 2004.
In 2003, Mesrop Hakobyan graduated from the Yerevan State University of Architecture and Building.
He has been employed at Unibank since 2004.

Ararat Ghukasyan
First Vice-Chairman of Executive Board.
Ararat Ghukasyan is the first Vice-Chairman of Executive Board. He has got an extensive experience in banking sphere, has held top-managerial positions in a range of large banks in Armenia, Ukraine and Malta. From 2009 to 2011, he presided over the Union of Banks of Armenia.
In 1989, Ararat Ghukasyan graduated from the Yerevan State University, in 1993 completed postgraduate studies at the National Academy of Sciences of the RA, and in 1995 graduated from the American University of Armenia.
Ararat Ghukasyan is the first Vice-Chairman of Executive Board. He has got an extensive experience in banking sphere, has held top-managerial positions in a range of large banks in Armenia, Ukraine and Malta. From 2009 to 2011, he presided over the Union of Banks of Armenia.
In 1989, Ararat Ghukasyan graduated from the Yerevan State University, in 1993 completed postgraduate studies at the National Academy of Sciences of the RA, and in 1995 graduated from the American University of Armenia.

Gurgen Ghukasyan
Gurgen Ghukasyan is the vice-chairman of Executive Board, the Director of Retail Business and International Development.
In 2004, Gurgen Ghukasyan graduated from the State Engineering University of Armenia, worked on probation in Germany.
He has participated in a number of international programs on improving qualification, including programs of USAID and KFW Bank.
In 2004, Gurgen Ghukasyan graduated from the State Engineering University of Armenia, worked on probation in Germany.
He has participated in a number of international programs on improving qualification, including programs of USAID and KFW Bank.

Ovsanna Arakelyan
Vice-Chairman of Executive Board
Ovsanna Arakelyan is the vice-chairman of the Executive Board, the Director of the legal service and collection of overdue liabilities, a Member of the Executive Board of “Unibank” OJSC, a Board Member of “Unileasing” CJSC and “REGO” CJSC.
In 1995, she graduated from the Yerevan State University, with a major in jurisprudence, in 2014 —“Gladzor” University with a major in finances. MBA, Synergy Business School.
Ovsanna Arakelyan has been awarded with a diploma of the Union of Banks of Armenia and CBA for an active and efficient work in regulation of the banking system of the RA.
Ovsanna Arakelyan is the vice-chairman of the Executive Board, the Director of the legal service and collection of overdue liabilities, a Member of the Executive Board of “Unibank” OJSC, a Board Member of “Unileasing” CJSC and “REGO” CJSC.
In 1995, she graduated from the Yerevan State University, with a major in jurisprudence, in 2014 —“Gladzor” University with a major in finances. MBA, Synergy Business School.
Ovsanna Arakelyan has been awarded with a diploma of the Union of Banks of Armenia and CBA for an active and efficient work in regulation of the banking system of the RA.

Grigoryan Gohar
Member of Executive Board, Financial director - Chief Accountant
Gohar Grigoryan is a member of the Executive Board, the Financial director - Chief Accountant of “Unibank” OJSC, a Board Member of “Unileasing” CJSC.
In 1992, Gohar Grigoryan graduated from the Yerevan Polytechnical Institute, in 1998 she completed a postgraduate course at the State Engineering University of Armenia. Gohar Grigoryan has got a PhD in technical sciences. MBA, Synergy Business School.
Gohar Grigoryan has participated in a number of international programs on accounting and tax legislation.
Gohar Grigoryan is a member of the Executive Board, the Financial director - Chief Accountant of “Unibank” OJSC, a Board Member of “Unileasing” CJSC.
In 1992, Gohar Grigoryan graduated from the Yerevan Polytechnical Institute, in 1998 she completed a postgraduate course at the State Engineering University of Armenia. Gohar Grigoryan has got a PhD in technical sciences. MBA, Synergy Business School.
Gohar Grigoryan has participated in a number of international programs on accounting and tax legislation.

David Petrosyan
David Petrosyan is the director of corporate business promotion and sales, Executive Board Member of “Unibank” OJSC.
In 2005, David Petrosyan graduated from th eState University after M. Lomonosov, in 2010 — the Institute of Economy of the Russian Academy of Sciences.
In 2015 graduated American University of Armenia and got MBA degree.
David Petrosyan has got a PhD in economic sciences.
In 2005, David Petrosyan graduated from th eState University after M. Lomonosov, in 2010 — the Institute of Economy of the Russian Academy of Sciences.
In 2015 graduated American University of Armenia and got MBA degree.
David Petrosyan has got a PhD in economic sciences.

Arthur Aperyan
Arthur Aperyan is the director of operational services and information systems, Executive Board Member of “Unibank” OJSC.
In 2006, Arthur Aperyan graduated from the Armenian State University of Economics.
In 2006, Arthur Aperyan graduated from the Armenian State University of Economics.

Sergey Kocharyan
Director of Risk Management, Executive Board Member
Date of birth: 25.05.1983
2023 Financial Risk Manager (FRM), certified by Global Association of Risk Professionals (GARP)
In 2006- graduated from Yerevan State University, Faculty of Economics (MSc),
In 2004- graduated from Yerevan State University, Faculty of Economics (BSc),
In 2004- Training Center of the Central Bank of RA.
2015-2019- Director of Risk Management, “Unibank” OJSC,
2011- 2015- Senior Risk Manager, “Unibank” OJSC,
2006-2011- Manager of “Kapan” branch, “Unibank” CJSC,
2005-2006- auditor, “Unibank” CJSC,
2005 from June to 2005 August- credit specialist, “Unibank” CJSC.
Date of birth: 25.05.1983
2023 Financial Risk Manager (FRM), certified by Global Association of Risk Professionals (GARP)
In 2006- graduated from Yerevan State University, Faculty of Economics (MSc),
In 2004- graduated from Yerevan State University, Faculty of Economics (BSc),
In 2004- Training Center of the Central Bank of RA.
November, 2019-ongoing-Director of Risk Management, Member of the Board
2015-2019- Director of Risk Management, “Unibank” OJSC,
2011- 2015- Senior Risk Manager, “Unibank” OJSC,
2006-2011- Manager of “Kapan” branch, “Unibank” CJSC,
2005-2006- auditor, “Unibank” CJSC,
2005 from June to 2005 August- credit specialist, “Unibank” CJSC.

Arthur Ghukasov
Artur Ghukasov is the Head of Internal Audit of “Unibank” OJSC.
In 2004 Artur Ghukasov graduated from the Yerevan State Institute of Economics (Faculty of Economic Cybernetics, qualification: Economist-Mathematician), in 2005 - the Training Center of the Central Bank of the RA, in 2007- the Financial-Banking Training Center.
Since 2022 he has become IIA Armenia member, International Compliance Association member. Certified by ICA.
In 2004 Artur Ghukasov graduated from the Yerevan State Institute of Economics (Faculty of Economic Cybernetics, qualification: Economist-Mathematician), in 2005 - the Training Center of the Central Bank of the RA, in 2007- the Financial-Banking Training Center.
Since 2022 he has become IIA Armenia member, International Compliance Association member. Certified by ICA.