Հակոբյան Մեսրոպ Վիկտորի

Mesrop Hakobyan

Chairman of the Management Board

Date of birth: 05.12.1981

Education
  • Graduated from Yerevan State University of Architecture and Construction in 2003
Professional career
  • Starting from 06.11.2017 “Unibank” OJSC, Executive Board Chairman
  • 12.2014.-11.2017  “Unibank” OJSC, Deputy Executive Board Chairman - Director of Operational Service and Information Systems, Executive Board Member
  • 06.2012-12.2014  “Unibank” CJSC, Deputy Executive Board Chairman - Director of Information Technology and Innovation, Executive Board Member
  • 2011-2012  “Unibank” CJSC, Deputy Executive Board Chairman- Director of Card Business Support, Executive Board Member
  • 2010-2011  “Unibank” CJSC, Deputy Executive Board Chairman - Director of Retail business, Executive Board Member
  • 2009-2010  “Unibank” CJSC, Director of Card Business Development, Executive Board Member
  • 2007-2009  “Unibank” CJSC, Director of Information Systems Management, Executive Board Member
  • 2004-2007  “Unibank” CJSC, Director of the Department of Plastic Cards
  • 2003-2004   Armenian Development Bank, Chief Specialist of Plastic Cards Department
  • 2002-2003  “Armeconombank” OJSC, Chief Specialist of the Plastic Card Operations Department
Արարատ Դանիելի Ղուկասյան

Ararat Ghukasyan

First Deputy Chairman Management Board

Date of birth: 16.12.1963

Education
  • In 1989 he graduated from Yerevan State University
  • In 1993, he graduated from the post-graduate studies of the RA National Academy of Sciences
  • In 1995, he graduated from American University of Armenia
Professional career
  • 25.05.2017- present  “Unibank” OJSC, First Deputy Chairman Management Board, Management Board Member
  • 2015-2017-“Unibank” OJSC, Board Member
  • 2010-2015- “Biblos Bank Armenia” CJSC, Chief Executive Officer
  • 2009-2011-Union of Banks of Armenia, Chairman
  • 2008-2009- “Converse Bank” CJSC, Chief Executive Officer
  • 2007-2008-“HSBC-Bank Ukraine”, Deputy Director of the Representative Office of HSBC Bank PLC
  • 2006-2007-“HSBC-Bank Malta”, Project Manager
  • 2001-2006-“HSBC-Bank Armenia”, Deputy Chief Executive Officer
  • 1998-2001-“HSBC-Bank Armenia”, Branch Manager and Treasurer
  • 1995-1998-“HSBC-Bank Armenia”, IT Manager, Customer Service Manager
Ղուկասյան Գուրգեն Վալերիի

Gurgen Ghukasyan

First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member

Date of birth: 29.09.1980

 Education
  • In 2004 he graduated from the State Engineering University of Armenia
Professional career
  • 01.08.2023- present “Unibank” OJSC, First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member
  • 01.04.2022- 01.08.2023 “Unibank” OJSC, Deputy Chairman Management Board, Director of Retail Business and International Development, Management Board Member
  • 05.2017-04.2022- “Unibank” OJSC, Director of Retail Business Development and Sales, Executive Board Member
  • 07.2014- 05.2017-“Unibank” OJSC, Vice-Chairman of Executive Board -Director of Retail Business Development and Sales, Executive Board Member
  • 10.2013-07.2014-“Unibank” CJSC, Director of Retail Business Development and Sales,
  • 2012-2013-“Unibank” CJSC, Director of Mortgage and Car Loan Sales
  • 2011-2012-“Unibank” CJSC, Head of Underwriting Department
  • 2009-2011-“Unibank” CJSC, Director of Consumer loans
  • 2008-2009-“Unibank” CJSC, Director of Deposits and Unistream Money Transfers
  • 2007-2008-“Unibank» CJSC, “Tamanyan” branch, Branch Manager
  • 2007-2007-«Unibank” CJSC, “Amiryan” branch, Deputy Branch Manager
  • 2005-2007-“Unibank” CJSC, Loan Officer
  • 2004- “Chemnitz University of Technology” (Germany), assistant
Առաքելյան Օվսաննա Վոլոդյայի

Ovsanna Arakelyan

Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities
 
Date of birth: 22.01.1973

Education
  • In 1995 graduated from Yerevan State University
  • In 2014 graduated from “Gladzor” University
  • MBA Synergy Business School
Professional career
  • 2014- present  “Unibank” OJSC, Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities, Management Board Member
  • 2011-2014-“Unibank” CJSC, Director of the Legal Department, Executive Board Member
  • 2008- present REGO Insurance CJSC, Board Member
  • 2008- present “Unileasing” UCO CJSC, Board Member
  • 2007-2011-“Unibank” CJSC, Director of the Legal Department
  • 2005-2007-“Unibank” CJSC, Executive Board Member,  Director of the Legal Department
  • 2004-2005-“Unibank” CJSC, Director of the Legal Department
  • 2003-2004-“Unibank” CJSC, Head of the Legal Department
  • 2001-2003-“Unibank” CJSC, lawyer
  • 2000-2001-“TrustBank” CJSC, Legal Advisor
  • 1996-1999- “Galik” University of Yerevan, lecturer
Ստեփանյան Վաղինակ Նավասարդի

Vaghinak Stepanyan

Deputy Chairman Management Board for the implementation of projects and standards

Date of birth: 14.05.1977

Education
  • In 1998 graduated from Yerevan State University
Պետրոսյան Դավիթ Գարեգինի

David Petrosyan

Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member

Date of birth: 10.01.1983

Education
  • In 2003 he graduated from the Faculty of Economics of Lomonosov Moscow State University
  • In 2005 graduated from Lomonosov Moscow State University Higher School.
  • In 2010 graduated from the Institute of Economics of the Russian Academy of Sciences. PhD in economic sciences.
  • In  2015 graduated from the American University of Armenia, MBA.
Professional career
  • 01.08.2023-present “Unibank” OJSC, Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
  • 03.05.2017-01.08.2023 “Unibank” OJSC, Director of Corporate Business Development and Sales, Management Board Member
  • 11.2014-05.2017- “Unibank” OJSC, Vice- Chairman of Executive Board - Director of Corporate Business Development and Sales, Executive Board Member
  • 2012-2014 - “Unibank” CJSC, Director of the Corporate Sales Department, Director of the Corporate Business and Sales Methodology Department
  • 2011-2012 - “Transstroybank” CJSC, Director of Corporate Business Development Department
  • 2009-2011- “Uniastrum Bank” LLC, Deputy Head of the Staff of the Bank President's Office.
  • 2007-2009 - “Uniastrum Bank” LLC, the central office, Deputy Director of the Department of work with clients
  • 2005-2007-  “Uniastrum Bank” LLC, Deputy Head of VIP customer crediting department, Head of VIP customer crediting department
  • 2004-2005 - “Uniastrum Bank” LLC,  Specialist of the Bank's Activity Results Monitoring Department, Head of the Bank's Activity Results Monitoring Department
  • 2003-2004 - “Uniastrum Bank" LLC, Senior Economist of the Department of Plastic Cards Issue

Գրիգորյան Գոհար Էդիկի

Grigoryan Gohar

Chief Financial Officer - Chief Accountant

Date of birth: 04.12.1970

Education
  • In 1992 graduated from State Engineering University of Armenia, and in 1998 - post-graduate studies. Ph.D in Technical Science.
  • MBA, Synergy Business School
  • ACCA member
Professional career
  • 16.10.2015- present “Unibank” OJSC, Chief  Financial Officer, Chief Accountant, Management Board Member
  • 04.11.2013-16.10.2015- “Unibank” OJSC, Chief Accountant, Executive Board Member
  • 05.2007-11.2013-  “Unibank” CJSC, Director of Accounting, Chief Accountant, Executive Board Member
  • 2006-2007-“Unibank” CJSC, First Vice-Chairman of Executive Board,  Executive Board Member
  • 2004-2006-“Unibank” CJSC, Director of the Department of Accounting and Summary Reports - Chief Accountant, Executive Board Member
  • 2001-2004- “Unibank” CJSC, Chief Accountant
  • 2000-2001- “Armeconombank”, Chief Accountant
  • 1997-1999- “Armeconombank”, “Khorhrdayin” branch, Chief Accountant
  • 1995-1997- “Armeconombank”, “Mashtots” branch, Senior Accountant, Chief Accountant
  • 1994-1995-“DiaBank”, operational department,executive in charge.

Ապերյան Արթուր Յուրիի

Arthur Aperyan

Director of operational services and information systems

Date of birth: 02.11.1984

 Education
  • In 2006 graduated from Armenian State University of Economics.
Professional career
  • 22.05.2019- present “Unibank” OJSC, Director of operational services and information systems, Management Board Member
  • 12.2017- 05.2019-“Unibank” OJSC, Director of operational services and information systems 07.2017-12.2017-“Unibank” OJSC, Deputy Director of Operational Services
  • 2012-2017- “Unibank” OJSC, Branch Manager
  • 2011-2012- “Unibank” CJSC, Deputy Branch Manager, Head of the Loan Department
  • 2008-2011- “Unibank” CJSC, Loan Officer
Քոչարյան Սերգեյ Արծրունու

Sergey Kocharyan

Director of Risk Management

Date of birth: 25.05.1983

Education
  • 2023 Financial Risk Manager (FRM), certified by Global Association of Risk Professionals (GARP)
  • In 2006 -  graduated from Yerevan State University, Faculty of Economics (MSc),
  • In 2004 -  graduated from Yerevan State University, Faculty of Economics (BSc), 
  • In 2004 - Training Center of the Central Bank of RA.
Professional career
  • 2022 - present Unibank” OJSC, Director of Risk Management, Management Board Member
  • 2019- present Unibank” OJSC, Director of Risk Management,
  • 2015-2019-  Unibank” OJSC, Head of Risk Analysis Department
  • 2011- 2015- “Unibank” OJSC, Senior Risk Manager
  • 2006-2011- “Unibank” CJSC, “Kapan” branch, Branch Manager
  • 2005-2006- “Unibank” CJSC, Auditor
  • 2005 - “Unibank” CJSC, credit specialist

Ղուկասով Արթուր Արամայիսի

Arthur Ghukasov

Director of Internal Audit
 
Date of birth: 27.01.1983

Education
  • Since 2022. IIA Armenia member, International Compliance Association Member. Certified by ICA.
  • 2007 - Financial-Banking Training Center.
  • 2005 -  Training center of the CBA
  • In 2004 graduated from the Yerevan State Institute of Economics, qualification: economist-mathematician
Professional career
  • 06.05.22- present “Unibank” OJSC, Director of Internal Audit
  • 2022-05.2022-“Unibank” OJSC, Acting Director of Internal Audit
  • 2019-2021- Union of Banks of Armenia, Member of the Audit Committee
  • 2014-2022- “Unibank” OJSC, Deputy Director of Internal Audit
  • 2010-2014- “Unibank” CJSC, Senior Audit Manager
  • 2008-2010- “Unibank” CJSC, Auditor
  • 2007-2008- “Unibank” CJSC, Chief Specialist in Corporate Risk Management
  • 2006-2007- “Unibank” CJSC, Planning, Analysis and Risk Management department specialist
  • 2006-2006- “Unibank” CJSC, Auditor.